借款合同范本中英文对照版
借款人(以下简称甲方)：
borrower (hereinafter called party a):
身份证件名称及号码：
id name and code no: id card number
住所：
address of living place:
联系电话：
post code:
邮编：
contact number:
贷款人(以下简称乙方)：
lender (hereinafter called party b):
住所：
address of living place:
联系电话：
post code:
邮编：
contact number:
抵押人：
mortgager:
身份证件名称及号码：
id name and code no: id card number
住所：
address of living place:
联系电话：
post code:
邮编：
contact number:
出质人：
pledger:
身份证件名称及号码：
id name and code no: id card number
住所：
address of living place:
联系电话：
post code:
邮编：
contact number:
保证人：
guarantor:
身份证件名称及号码：
id name and code no: id card number
住所：
address of living place:
联系电话：
post code:
邮编：
contact number:
根据中华人民共和国合同法和担保法的相关规定，甲方、乙方和担保方经过协商，就乙方向甲方贷款事宜达成如下合同条款。
according to the relevant laws and regulations of the contract laws and
guarantee law of the people’s republic of china, party a, party b and the
relevant guarantor, after reaching agreement through negotiations on the loan to party b by party a, hereby enter into this contract.
第一条 借款金额article 1 amount of loan
详见本合同第十四条第一款。
1.1 the amount of loan is referred to article 14.1 under this contract.
第二条 借款用途article 2 purpose of loan
详见本合同第十四条第二款。
2.1 purpose of loan for this contract is referred to article 15.2.
第三条 借款利率article 3 interest of loan
一、借款利率详见本合同第十四条第三款。
3.1 interest of loan is referred to article 14.3. the interest is calculated from the day releasing loan.
二、本合同履行期间，遇中国人民银行贷款利率调整，借款利率按有关规定调整与执行，乙方将在营业场所对贷款利率调整情况进行公告，不再另行书面通知甲方。
3.2 during the term of this loan contract, interest may be changed as prescribed by the people’s bank of china, party b is entitled to adjust and implement the interest rate without further notice to party a.
第四条 借款期限及还款总期数
article 4 life of loan and total loan repayment terms
一、 借款期限详见本合同第十四条第四款。
4.1 life of loan and total loan repayment terms are referred to article 14.4.
二、实际借款发放日与本合同约定的日期不一致时，以实际借款发放日为准计算借款期限。
4.2 in the event that the actual funds release date is in disagreement with the
date stipulated under this contract, the life of loan shall be calculated based on
the actual day of funds releasing.
三、甲、乙双方约定甲方按期还款，确定还款总期数，详见本合同第十四条第四款。
第五条 借款发放article 5 release of funds under the loan
一、乙方发放借款的前提是甲方提供了符合乙方要求的证明材料，履行了乙方要求的申请借款和担保手续，签署了申请借款所需法律文件并经乙方审查同意。
5.1 party b will release the funds under condition that party a has provided
evidences complying with requirements of party b, and has completed the loan applying and guaranteeing procedures, and has signed the legal documents with check and approval of party b.
二、甲方授权乙方在审查同意后，将借款直接划入甲方指定并经乙方认可的账户(账户名称、账号详见第十四条第五款)，即为乙方依约履行了向甲方提供借款的义务。
5.2 after funds release is approved, party a will grant party b to transfer the
loan into the account designated by party a and approved by party b (account
name and account no. are given under article 14.5).
三、本合同项下的借款发放后，甲方就所购商品或服务发生的任何纠纷，均与乙方无关，本合同应正常履行。
5.3 after releasing of the loan, any disputes under the use of funds under this loan by party a has no relationship with party b, and the contract will still be fulfilled.
第六条 借款偿还article 6 repayment of the loan
一、 甲方应根据乙方相关贷款办法规定，在下述四种还款方式中选择一种方式归还借款本息，甲方选择的还款方式详见本合同第十四条第六款：
6.1 party a, based on relevant regulations of party b, shall select ways of interest calculation, interest settlement and loan principal repayment under article 14.6.
二、甲方应当于乙方规定的每期还款日(详见第十四条第六款)前，将当期应偿还的借款本息及逾期的罚息、复利等足额存入在乙方开立的还款账户(账户名称及账号见第十四条第六款)，并不可撤销地授权乙方于当期还款日直接从该账户划收应收款项。
6.2 the party a shall pay off the principal, interest and other items in full prior
to the stipulated due repayment day under this contract (details under article
15.6), by depositing one of any repayment account opened by party b (account name and account no. are given in article 14.6), and irrevocably authorizes party b to draw the funds receivable directly from the account above on the due repayment day.
三、甲、乙双方同意遵循先还息后还本的原则，乙方按照“期前逾期本息、罚息和复利—当期利息—本金”的顺序扣划甲方还入款项。甲方违反本合同约定，逾期或未按约定的金额归还借款本息，乙方有权按照人民银行的规定对逾期借款加收罚息。甲方逾期或未按约定的金额偿还借款利息时，乙方有权按人民银行的规定对甲方未支付的利息计收复利。
6.3 in case party a breaches the contract, failing to repay the funds on due
date or failing to pay funds in full, party b has the right to charge higher interest
rate on overdue loans as prescribed by the people??s bank of china(penalty interest rate on overdue loan is stipulated under article 15.6). in case that party a fails to use the funds for the agreed purposed under this contract, party b has the right to charge penalty interest rate on overdue loans as prescribed by the people’s bank of china (penalty interest rate on misappropriation of loan is stipulated under article 15.6). for overdue loan or loan of misappropriate use, party b shall calculate the interest rate based on penalty interest rate from the day of overdue loan or misappropriate use of loan till the principal and interest are paid off. if party a fails to pay off the interest on due date, party b shall calculate compound interest based on penalty interest rate.
第七条 提前还款article 7 repayment in advance
甲方如欲提前还款，应于拟提前还款日前三十日将提前还款申请书及还款计划以书面形式提交乙方，经乙方审核同意后即为不可撤销。甲方经乙方审核确认甲方未有拖欠借款本息及已还清当期本息后方可提前还款。提前还款日前已计收的利息不作调整。
提前还款，乙方有权按提前还款金额的 %计收损失补偿金。
7.1 if party a is able to pay off the loan ahead of time, it shall submit to party b the irrevocable loan repayment application and repayment plan. after checking
and confirming that party a has no delay of loan principal and interest and has
paid off the current interest, party b will approval the repayment ahead application, then party a can repay the loan in advance.
the interest repayable before repayment-in-advance day shall not be adjusted.
第八条 借款担保article 8 guarantee of loan
本合同项下的担保条款的效力独立于本合同。甲方对借款提供的担保可选择如下方式，详见本合同第十四条第八款。
8.1 the effectiveness of guarantee terms under this contract is independent of
this contract. the guarantee type for the loan is specified in article 15.8.
一、抵押担保mortgage guarantee
(一)抵押人自愿将本合同附件一“抵押物清单”所列明的财产(以下简称抵押物)抵押给乙方，作为甲方偿还本合同项下借款的担保。
8.4.1 the mortgager voluntarily mortgages the property in guaranty list-the
attachment a of this contract, and agrees to be restricted by this contract.
(二)本合同抵押物的共有权人同意将本合同项下的抵押物作抵押，并同意受本合同约束
8.4.2 the co-owner of the mortgaged property under this contract agrees to
mortgage the property and be restricted by this contract.
(三)抵押担保范围：scope of guarantee
1.本合同项下的借款本金、利息(含复利)、罚息;
8.3.1 the principal of loan, interest (including compound interest), penalty interest under this contract;
2.违约金、赔偿金、补偿金;8.3.2 penalty, compensation, reimbursement;
3.为实现债权和抵押权而支付的费用(包括但不限于因违约方产生的律师费、抵押物处置费)。
8.3.3 expenses arising from realization of liability and guarantee right(including,
but not limited to attorneys' fees, assessment fee, auction fee, law suit fee,
all-risk fee, travel expense etc.).
(四)抵押人必须依照法律规定办理抵押物的登记手续。抵押人向乙方提供该抵押物的所有权证明文件及有关资料，抵押登记证明文件正本交乙方保管。
8.4 the mortgager shall complete the registration of mortgaged property based on laws and regulations. the mortgager shall take on the fees for the mortgaged property. the mortgager shall provide to the party b the evidence documents and relevant materials of ownership of the guaranty, and the original of mortgage registration certificate shall be kept by party b.
(五)出现下列情形之一，乙方可以行使抵押权：
8.4 party b can exercise the mortgage right in case one of following situations happens:
1.甲方债务履行期限届满，乙方未受清偿或未受完全清偿的;
(1) party a fails to repay the due loan payable and/or other items payable
based on this contract;
2.甲方违反本合同的约定，乙方宣布提前收回借款，乙方未受清偿或未受完全清偿的;
(2) party breaches the contract, party b claims to take back the loan in advance, and party b fails to be paid off or not fully paid off;
3.抵押人违反本合同的约定，擅自处分抵押物，或实施足以使抵押物价值减少的行为，乙方要求抵押人恢复原状或者提供担保遭拒绝，乙方可以提前行使抵押权。
(3) the mortgager breaches the contract by disposing the guaranty, or implements action enough to decrease the value of guaranty, and party b is refused of restoring the guaranty to original value or providing guarantee, party b can exercise the mortgage right in advance.
(六)乙方可选择下列方式之一实现抵押权：
party b can select any one of the following ways to realize the mortgage right:
1.与抵押人协议以抵押物折价受偿;
(1) discount of mortgage in agreement with mortgager;
2.拍卖受偿;(2) auction of guaranty;
3.变卖受偿;(3) sale of mortgage;
4.法律允许的其他方式。(4) other ways allowed by law.
(七)抵押人应向乙方提供抵押物的权利证书及其他有效证明文件和相应资料，经乙方确认后，由乙方保管。
the mortgager shall provide to party b the ownership certificate and other valid certification documents and relevant materials, after confirmation of party b, all documentation aforementioned shall be kept by party b.
(八)甲方还清全部贷款本息及其它应付款项，并履行了本合同的全部条款，则抵押关系终止。
under condition that party a pays off the total loan principal and interest,
and in fulfillment of all items under this contract, the mortgage relationship
shall terminate.
(九)抵押权存续期间，抵押人应将其所知道或应当知道的对抵押权产生或可能产生不利影响的情况及时书面通知乙方。
within the period of mortgage, the mortgager shall inform the party b in a
written way all situations he knows or should know that have produced or may
produce adverse impact on the guaranty
(十)抵押权存续期间，抵押人对抵押物应当妥善保管;负有维修、保养、保持抵押物完整无损的义务并随时接受乙方的监督与检查。
within the period of mortgage, the entire guaranty shall be taken good
care of by the mortgager, who as well responsible for repair and maintenance
to make sure that the guaranty is all preserved well, and subject himself to the
supervision and inspection from party b at any time.
(十一)抵押权存续期间，抵押人的行为足以使抵押物价值减少时，乙方有权要求抵押人停止该行为，并要求抵押人在十日内恢复抵押物的价值或者提供与减少价值相当的担保。
within the period of mortgage, should any decreases happen owing to the action of mortgager, party b has the right to request the mortgager to stop the action and restore the value or provide guaranty worth the equal value of the decreases within ten(10) days.
(十二)抵押权存续期间，抵押人可以将抵押物出借、(在抵押行为成立后)出租;抵押人在从事上述行为前，均需及时通知贷款人，若上述行为影响债权安全，贷款人有权要求抵押人禁止实施上述行为。未经乙方书面同意，甲方不得转让、变更、赠与抵押物。
within the period of mortgage, without any written approval from party b,
the mortgager shall have no right to dispose the guaranty (disposing way
includes, but not limited to, transferring, renting, selling, donating the
guaranty).
(十三)抵押权存续期间，经乙方同意的抵押物转让所得价款，应提前清偿本合同项下的债务或转为定期存款质押。
8.4.12 within the period of mortgage, any money got by transferring the guaranty based on the approval of party b shall be used for paying off the loan ahead of schedule or changed to fixed deposit for guarantee.
(十四)抵押人应当按照乙方的要求购买抵押财产等保险并以乙方为优先受偿人，且不得约定任何有损乙方权益的条款。保险期限应长于借款期限，如本合同借款展期，抵押人同意继续办理抵押物延长投保的手续。保险单和续保单正本由乙方保管。如抵押人拒绝办理续保手续，乙方可以代替抵押人直接办理续保手续，续保费用由抵押人承担。
as per the requests of party b, the mortgager shall give an insurance
upon his guaranty, and party b should be the insured enjoying right of exclusive and being paid off with priority/ primary beneficiary, and no items against benefits of party b shall be specified. the insurance term shall be longer than loan term under this contract. if term of loan under this contract is extended, the mortgager shall agree on the renewal insurance for the guaranty. the originals of insurance policy and renewal order shall be kept by party b. if mortgager refuses extending the insurance term, party b has the right to deal with insurance term extending instead of mortgager, and the renewal insurance cost shall be taken on by the mortgager. should any losses caused by refusal of insurance or renewal insurance, or failing to pay for the insurance from mortgager, the mortgager shall take on them.
(十五)抵押权存续期间，抵押人不得中断或者撤销上述保险。
within the period of mortgage, the mortgager shall not discontinue or
cancel the abovementioned insurance.
(十六)抵押权存续期间，抵押物发生保险事故，保险赔偿金应当用于提前清偿本合同项下的债务。
within the period of mortgage, should any accident happens to the guaranty, insurance compensation should be used for paying off the loan under this contract ahead of schedule with priority.
(十七)乙方与甲方变更本合同(包括但不限于借款金额、期限、利率、结息方式、还款方式，还款期数、每期还款额)，只要不加重抵押人的责任，无须征得抵押人同意，抵押人仍承担担保责任。
when party b and party a change the contract (including, but not limited to, amount of loan, term of loan, interest rate, type of interest settlement, type of repayment, period of repayment, repayment amount for each period), the mortgager is no need to be notified if responsibility of mortgager is not increased accordingly, and the mortgager is still bear the responsibility of guarantee.
二、质押担保pledge guarantee
(一)出质人自愿将本合同附件二“质押物清单”所列明的动产/权利(以下简称质物)质押给乙方，作为甲方偿还本合同项下借款的担保。
the pledger voluntarily pledges the movable assets/rights in pledges list-attachment b of this contract, and agrees to be restricted by this contract.
(二)本合同质物的共有权人同意将本合同项下的质物作质押，并同意受本合同约束。
the co-owner of the pledges under this contract agrees on pledging and be restricted by this contract.
(四)出现下列情形之一，乙方可以行使质权：
party can exercise the pledge right in case one of following situations
happens:
1.甲方债务履行期限届满，乙方未受清偿或未受完全清偿的;
party a fails to repay the due loan payable and/or other items payable based on this contract;
2.乙方根据本合同的约定，提前收回借款，乙方未受清偿或未受完全清偿的;
party breaches the contract, party b claims to take back the loan in advance, and party b fails to be paid off or not fully paid off;
3.质物价值减少，出质人未按照乙方要求提供担保的，乙方可以提前行使质权。
should the value of pledges is decreased, and the pledger fails to provide guarantee required by party b, party b can exercise the pledge right in advance.
(五)乙方可选择下列方式之一实现质权：
party b can select any one of the following ways to realize the pledge right:
1.与出质人协议以质物折价受偿;discount of pledges in agreement with pledger;
2.拍卖受偿;auction of pledges;
3.变卖受偿;sale of pledges;
4.法律允许的其他方式。other ways allowed by laws.
(六)甲方与乙方变更本合同(包括但不限于借款金额、期限、利率、结息方式、还款方式、还款期数、每期还款额)，只要不加重出质人的责任，无须征得出质人同意，出质人仍对本合同项下的债务承担担保责任。
when party b and party a change the contract(including, but not limited to, amount of loan, term of loan, interest rate, type of interest settlement, type of repayment, period of repayment, repayment amount for each period), there is no need to ask for approval of the pledger, and the pledger is still bear the responsibility of guarantee.
(七)出质人应将质物或质押权利凭证交乙方保管。甲方偿还本合同项下的全部借款本金、利息及费用或出质人代甲方清偿所担保的债权，乙方应将质物及其相关证明文件返还出质人。
the pledger shall provide to party b the evidence certificates, after confirmation of party b, and all certificates shall be kept by party b. when party a pays off the principal, interest and expenses for the whole loan under this contract, or the pledger pays off the guaranteed security instead of party a, party b shall return the pledges and relevant certificates to the pledger.
三、保证担保 guarantee
(一)本合同的保证方式为连带责任保证。
the guarantee form under this contract is joint liability assurance.
(二)保证人保证担保的范围：
1.本合同项下的借款本金、利息(含复利)、罚息;
2.违约金、赔偿金、补偿金;
3.为实现债权和质权而支付的费用(包括但不限于因违约方发生的律师费)。
(三)保证人保证责任的保证期间自本合同生效之日起，至本合同项下债务履行期限届满之日起两年。
the guarantee period is two years, from the day when the contract becomes effective till the expiring day of liability fulfillment term under this contract.
(四)在借款期内，保证人发生被宣告破产、被依法撤销、解散、资不抵债等丧失担保资格和能力的变故时，保证人应及时通知乙方，甲方应提供新的担保。
within the term of loan, should the guarantor be declared bankrupt or be
dissolved, or under insolvency to lose qualification of guarantee and ability, the
guarantor should notify party b in time, and party should provide a new guarantee.
第九条 其他权利与义务article 9 miscellaneous rights and obligations
一、甲方保证提供的申请借款文件是真实、有效、合法的，并接受乙方的监督和检查。
9.1 party a shall ensure the loan application data are complete, true, valid and
legal, and cooperate with party a to investigate, censor and check the data.
二、甲方应定期或随时应乙方要求，向乙方提供真实反映甲方财务状况或收入情况的文件或证明。
9.2 at regular time or any time requested by party b, party a should provide
the documents or certificates reflecting truly the financial status or income of
party a.
三、本合同履行期间，甲方单位、住所、联系方式等发生变化，应在变化发生后十日内通知乙方。
9.3 within period of this contract, should any changes occur in company, address, contact way of party a, he shall inform party b within ten (10) days after the changes.
四、甲方不得挪用借款。甲方借款不用于购买或退掉本合同约定的商品或服务，应按提前还款与乙方结算，否则，视为改变借款用途挪作他用。
9.4 party a shall not use the loan funds for other purpose than that prescribed
under this contract. if party a does not use the loan on the agreed purpose under this contract, he should clear the loan with party b ahead of schedule, otherwise, party a shall be treated as misappropriate use of loan.
五、本合同履行期间，担保人发生或可能发生影响其担保能力的变化，甲方应当在变化发生的五日内书面通知乙方并应当在十日内提供新的、符合乙方要求的担保或者采取乙方认可的补救措施。
9.5 within period of this contract, should any changes happens or may happen
to the guarantor that influence his guaranteeing ability, party a should notify
party b in written way within five (5) days after the changes and provide a new
guarantee complying with requirement of party b or take any remedial measures approved by party b within ten (10) days.
六、甲方应当按照乙方的要求投保保险并以乙方为保险的优先受偿人。本合同履行期间，甲方不得中断、撤销保险。
9.6 party a shall be responsible for handling the attorney service, registry,
insurance, notarization, evaluation etc related to the contract and all expenses.
七、本合同项下的按揭律师服务费、保险费、评估费、公证费等费用按照相关规定或由甲乙双方协商承担。
第十条 违约责任article 10 default liability
一、发生下列情况之一即构成违约：
10.1 fault liability occurs in case any one of the following situations happens:
(一)甲方改变借款用途;party a changes the purpose of the loan;
(二)甲方违反本合同约定，逾期或未按约定的金额归还借款本息;
party a breaches the contract, failing to repay the funds on due date or failing to pay funds in full;
(三)甲方提供的证明、资料等文件有虚假、非法的情况;
the certificates and materials provided by party a are fake or illegal;
(四)甲方死亡、被宣告死亡、被宣告失踪、丧失民事行为能力后无继承人、受遗赠人、财产代管人、监护人或者其继承人、受遗赠人、财产代管人、监护人拒绝履行本合同;
party a is deceased, declared disappearance or death, no heirs, donatee, property keeper, guardian after losing the capacity of civil conduct, or his heir, donatee, property keeper, guardian refuses to fulfill this contract;
(五)合同履行期间，抵押人擅自处分抵押物，或者抵押人的行为足以使抵押物价值减少，乙方要求恢复原状、提供担保遭拒绝;
within the period of the contract, in case that the mortgager disposes
the property without approval of party b, or action of the mortgager can decrease the value of guaranty, party b is refused of restoring the property or provision of new guarantee.
(六)合同履行期间，甲方中断、撤销乙方要求投保的保险;
(七)保证人提供虚假财务报告或者拒绝乙方对其财务状况进行监督、检查;
the guarantor provides false financial report or refuses the check and supervision of party b on his financial status.
(八)保证人违反本合同保证条款或丧失担保能力甲方未能提供符合乙方要求的担保;
the guarantor breaches the terms of this contract or loses the ability of
guarantee, and party a fails to provide the guarantee required by party b.
(九)甲方或担保人其他可能影响归还乙方贷款的行为。
other actions from party a or the guarantor that may influence repayment of loan to party b.
二、发生违约情况时，乙方有权采取以下一种或多种措施：
10.2 in the event of default, party b has the right to take any one or a few
measures below:
(一)按中国人民银行的规定计收罚息和复利;
calculate the penalty interest rate and compound interest as regulations of the people’s bank of china;
(二)要求甲方立即提前偿还部分或全部借款，或以合法程序处分本合同项下的抵、质押物以清偿全部借款和利息，或要求保证人履行保证责任;
dispose the guaranty under mortgage and/or pledge by law, to pay off
the total loan and relevant interest; require the guarantor to fulfill the guarantee liability;
(三)其他法律允许的措施。other measures allowed by law.
第十一条 公证article 11 notarization
11.1 if any party under this contract makes request of notarization, this contract
shall be notarized by notary organ, and party a shall be responsible for the
expense.
如任何一方提出对本合同进行公证，则由公证机关进行公证，公证费用由甲方承担。
11.2 if party b requests the notarial deed of documents for creditor‘s rights with
force of compulsory execution, party a will agree that party b could apply to
issue the notarial deed with compulsory force with the notary organ. if party a
fails to pay off all loan principal, interest and relevant expense on due date,
party b could take the notarial deed directly to people‘s court with jurisdiction,
applying for compulsory enforcement, and any charges due to that will be paid
by party a. party a shall agree on the compulsory execution by law unconditionally, and give up all and every right to defense.
如果债权人要求对行使强制执行权力进行公证，甲方将同意乙方向公证机关申请对该行为的公证。如果甲方未能对到期的借款本金、利息和其他相关费用予以偿付，乙方可以向有管辖权的人民法院提交公证书，申请强制执行，相关费用由甲方承担。甲方应依照法律无条件接受该强制执行并放弃抗诉权利。
第十二条 纠纷的解决article 12 dispute settlement
本合同履行中发生争议，各方协商解决，协商不成，各方同意采取以下第_________种方式解决：
12.1 should any disputes happen in the process of performing the contract, all
parties shall resolve them through consultations, if no settlement is reached; either of the parties may go to law in the local people‘s court where party b lives.
第十三条 合同生效和终止article 13 taking effect and termination of contract
本合同自甲方签、乙方负责人或授权代理人签并加盖公章之日起生效。担保需要交付的，自质物或权利凭证交付乙方占有之日起生效。需要登记的，自办妥登记之日起生效。至合同项下借款本息和相关费用全部清偿完毕后终止。
13.1 the contract shall go into effect after signed by party a and responsible
person or the authorized representative of party b, and sealed with common seal and special seal for contract. and it will be terminated on the day that the whole loan principal from the party b under the contract has been paid off, including the principal, interests and relevant expenses. in case the guaranty needs to be delivered, the guaranty shall become effective upon delivery of document of title; in case that guaranty needs to be registered, the guaranty shall become effective upon settlement of registration.
第十四条 附则article 14 supplementary provisions
一、与本合同相关的文件，包括但不限于甲方向乙方提交的申请借款文件、资料、证明、凭证等，均为本合同的组成部分。
14.1 any documentation related to this contract, including but not limited to,
loan application documents, materials, certificates, etc. submitted to party b
from party a, shall be parts under this contract.
二、本合同份数，详见本合同第十四条第九款。
第十五条 具体约定article 15 detailed provisions
一、本合同借款金额为人民币_____________(大写) ，___________(小写) 。
15.1 the total amount of loan under this contract is: say ----rmb only, that is to say, --rmb.
二、本合同借款用于_____。15.2 the loan under this contact is used for study abroad.
三、本合同借款月利率为________‰。15.3 the monthly interest rate of loan under this contract is ‰.
四、本合同借款期限________月，自_______年_______月_____日起至________年______月________日止。还款总期数为_________期。
the term of loan under this contract is -----months, from---to ----. total
repayment periods are ------times.
五、账户名称： 账号： 开户行
15.5 name of account a: account number:
account opening bank: china citic bank
六、甲方选择的还款方式为_____________。每期还款日为_____________。甲方在乙方开立还款账户，账户一名称：_____________，账号：_____________;账户二名称：_____________，账号：______________。
15.6 the interest calculation type chosen by party a is calculation by day.
interest is settled by month, the loan principal and interest will be repaid by the
below way: interest will be paid off by month, principal will be repaid on due day,
monthly paid interest is -----rmb, the repayment day is-----of each month.
party a shall open a repayment account at party b, with name account a:----account
number:--------and name account b: __
__, account number:
___________________
the overdue penalty interest rate shall be overcharging 50% based on the interest rate stipulated in this contract, and penalty interest rate for misappropriate use shall be overcharging 100% based on the interest rate stipulated in this contract.
七、违约金为_____。penalty: this contract shall be free of penalty.
八、本合同借款的担保方式为__________。
the guarantee type for the loan of this contract shall be house property
mortgage.
九、本合同一式_____份，甲、乙方各________份。
this contract shall be made in quadruplicate, having the same legal effect,
each for party a, party b, real estate bureau and party b.
第十六条 其他约定事项article 16 other provisions
本贷款合同的英文版本仅供参考。如果中英文版本有表达歧义，则以作为中文为准。
the english version of this loan contract is for reference only. if there is any
inconsistency between the chinese and english versions of this contract, the
chinese version shall prevail for all purposes.
甲方(签)：party a (signature):
乙方(公章)：party b (common seal/ special contract seal):
乙方负责人(签)：responsible or authorized representative of party b(signature):
抵押人(签)：mortgager (signature):
出质人(签)：pledger (signature):
保证人(公章)：guarantor (seal):
保证人法定代表人(签)：
responsible or authorized representative of guarantor (seal):
______年______月_____日 date:
商品交易合同范文(中英对照)2017中英合同（2） | 返回目录日期： __________ 合同号码：_____________
date: ___________ contract no.: _________
买 方： (the buyers) _____________________
卖方： (the sellers) _____________________
兹经买卖双方同意按照以下条款由买方购进，卖方售出以下商品：
this contract is made by and between the buyers and the sellers; whereby the buyers agree to buy and the sellers agree to sell the under-mentioned goods subject to the terms and conditions as stipulated hereinafter:
(1) 商品名称: ___________________
name of commodity：______________
(2) 数 量：______________________
quantity: _______________________
(3) 单 价：______________________
unit price: _____________________
(4) 总 值：______________________
total value:_____________________
(5) 包 装：______________________
packing: ________________________
(6) 生产国别：___________________
country of origin : _____________
(7) 支付条款：___________________
terms of payment: _______________
(8) 保 险：______________________
insurance: ______________________
(9) 装运期限：___________________
time of shipment: _______________
(10) 起 运 港：__________________
port of lading:__________________
(11) 目 的 港：__________________
port of destination: ____________
(12)索赔：在货到目的口岸45天内如发现货物品质，规格和数量与合同不附，除属保险公司或船方责任外，买方有权凭中国商检出具的检验证书或有关文件向卖方索赔换货或赔款。
claims:
within 45 days after the arrival of the goods at the destination, should the quality, specifications or quantity be found not in conformity with the stipulations of the contract except those claims for which the insurance company or the owners of the vessel are liable, the buyers shall, have the right on the strength of the inspection certificate issued by the c.c.i.c and the relative documents to claim for compensation to the sellers
(13)不可抗力：由于人力不可抗力的原由发生在制造，装载或运输的过程中导致卖方延期交货或不能交货者，卖方可免除责任,在不可抗力发生后，卖方须立即电告买方及在14天内以空邮方式向买方提供事故发生的证明文件，在上述情况下，卖方仍须负责采取措施尽快发货。
force majeure :
the sellers shall not be held responsible for the delay in shipment or non-deli-very of the goods due to force majeure, which might occur during the process of manufacturing or in the course of loading or transit. the sellers shall advise the buyers immediately of the occurrence mentioned above the within fourteen days there after . the sellers shall send by airmail to the buyers for their acceptancea certificate of the accident. under such circumstances the sellers, however, are still under the obligation to take all necessary measures to hasten the deliveryof the goods.
(14）仲裁：凡有关执行合同所发生的一切争议应通过友好协商解决，如协商不能解决，则将分歧提交中国国际贸易促进委员会按有关仲裁程序进行仲裁，仲裁将是终局的，双方均受其约束，仲裁费用由败诉方承担。
arbitration :
all disputes in connection with the execution of this contract shall be settled friendly through negotiation. in case no settlement can be reached, the case then may be submitted for arbitration to the arbitration commission of the china council for the promotion of international trade in accordance with the provisional rules of procedure promulgated by the said arbitration commission . the arbitration committee shall be final and binding upon both parties. and the arbitration fee shall be borne by the losing parties.
进口商品买卖合同（中英文对照）2017中英合同（3） | 返回目录编号_________ 日期_________
买受人：___________________
电报：_____________________
传真：_____________________
出卖人：___________________
电报：_____________________
电传：_____________________
传真：_____________________
本合同由买卖双方订立，根据本合同规定的条款，买方同意购买，卖方同意出售下述商品：
（1）货名及规格
（2）数量
（3）单价
（4）总价
（5）生产国别和制造厂商：_______________
（6）装运期限：_________________________
（7）装运口岸：_________________________
（8）到货口岸：_________________________
（9）保 险：_________________________
由买方投保。
（10）包装：
须用坚固的新木箱/纸箱包装，适合长途海运，防湿，防潮，防震，防锈，耐粗暴搬运。由于包装不良所发生的损失，由于采用不充分或不妥善的防护措施而造成的任何锈损，卖方应负担由此而产生的一切费用和/或损失。
（11）唛头：
卖方应在每件包装上，用不褪色油墨清楚地标刷件号、尺码、毛重、净重、“此端向上”、“小心轻放”、“切勿受潮”等样，并刷有下列唛头：
（12）付款条件：
甲、信用证付款：在货物装运前一个月，买方应由_______银行开立以卖方为受益人的不可撤销的信用证，凭本合同第13条甲项规定的装运单据交到_________（银行）后付款。
乙、托收付款：货物装运后，卖方应将以买方为付款人的汇票连同本合同第13条甲项所列各种装运单据，通过卖方银行寄交买方银行即_______银行转交买方，并托收货款。
丙、信汇付款：买方收到本合同第13条甲项所列单据后，应于____天内信汇付款。
（13）单据：
甲、卖方应将下列单据提交付款银行议付货款/托收付款，如为信汇付款，下列单据应径寄买方：
1．全套可议付的洁净已装运海运提单，空白抬头，空白背书。注明“运费到付”，并通知到货口岸___________公司。
2．邮包收据注明邮费/空运提单。
3．保险单或保险证明书注明投保险种，一切险包括tpnd。破碎，渗漏。无百分比限制，并注明货物到达后倘发现残损情况，须向到货口岸之_____检验局申请检验。
4．发票五份，注明合同号，唛头。
5．装箱单两份，注明毛、净重、尺码和所装货物每项的品名数量。
6．按照本合同第18条甲项规定由制造厂签发的质量和数量/重量证明书及检验报告各两份。
7．按照本合同第15条规定的货物装船后立即发给买方装运通知电报真实副本一份。
乙、货物装运后十天内，除上述装运通知电报副本外，卖方应另外准备各种单据副本三套，以空邮将其中一套寄交买方，另外两套寄交到货口岸_____________公司。
（14）技术资料：
甲、每次发货时，卖方应将下述英文技术资料一整套与货物一起装箱，运交买方：
1．基础图
2．布线说明，电气及/或气动及/或液压接线图
3．易损零件制造图
4．零件目录
5．本合同第18条甲项规定的品质证明书
6．安装、操作和维修说明书
乙、____个月前，卖方应将本条甲项所列1、2、3、4、5、6各种技术资料2套，以空邮寄交买方。
（15）装运条款：
甲、每次发货如毛重超过__公吨，卖方应于本合同第8条规定的装运期__天前，将合同编号、商品名称、数量、价值、件数、毛重、尺码以及货物在装货口岸各妥日期函/电告买方，以便买方订舱。如毛重不超过___公吨，则卖方应与装货口岸的买方装运代理人直接联系装运事宜。
乙、每次发货毛重超过两公吨时，其订舱事宜将由买方装运合理人________公司（电报持号：________）办理，买方与该公司密切联系有关装运事宜。卖方则应与在装货口岸的______公司装运代理人密切联系。
丙、_______公司或其港口代理人于估计承运船到达装货口岸日期十天以前，将船名，预计装船日期、合同编号初步通知卖方，以便卖方，以便卖方安排装运。事先指定的承运船如有变更，或其估计到达日期提前或延期时，买方或其装运代理人应及时通知卖方，如果该船未能于买方或其装运代理人所通知的到达日期后__天内到达装运口岸，则从第__天起货物的仓租和火灾保险费用应由买方负担。
丁、承运船及时到达装货口岸时，如卖方未将货物备妥待装，因此而发生的空舱费和延滞费均应由卖方负担。
戊、在货物越过船舷并从吊钩上卸下以前，所有在搬运中发生的一切费用和风险均由卖方负担。在货物超过船舷并从吊钩上卸下以后，所发生的一切费用均由买方负担。
（16）装运通知：
货物全部装船后，买方应立即将合同编号、商品名称、数量、毛重、发标金额、船旬和开航日期电告买方。如单件货物的重量超过__公吨或阔度超过___毫米，或两旁高度超过___毫米，则卖方应将该件重量和尺码告知买方。如由于卖方未及时将装运通知电告买方，以致货物未及时保险而发生的一切损失应由卖方负担。如货物系属危险品，卖方将其性质及处理办法电告买方和到货口岸_________公司。
（17）质量保证：
卖方保证订货系用最上等的材料和头等工艺制成，全新，未曾用过，并完全符合本合同规定的质量、规格和性能。卖方并保证本合同订货在正确安装、正常使用的维修的情况下，自货物到达到货口岸之日起__个月内运转良好。
（18）检验和索赔：
甲、在交货以前，制造厂应就订货的质量、规格、性能、数量/重量做出准确和全面的检验，并出具货物和与本合同规定相符的证明书，该证书为议付/托收货款而应上交银行的单据的组成部分，但不得为货物的质量、规格、性能和数量/重量的最后依据。制造厂应将记载试验细节和结果的书面报告附在质量证明书内。
乙、货物到达到货口岸后，买方应申请中国商品检验局（以下简称商检局）就货物的质量、规格用数量/重量进行初步检验。如发现到货的规格或数量/重量与合同不符，除应由保险公司或船公司负责者外，买方于货物在到货口岸卸货后___天内凭商检局出具之检验证书有权拒收货物或向卖方索赔。
丙、在本合同第17条规定的保证期限内，如发现货物的质量及/或规格与本合同规定不符或发现货物无论任何原因引起的缺陷包括内在缺陷或使用不良的原料，买方应申请商检局检验，并有权根据商检证向卖方索赔。
丁、卖方收到买方索赔通知后，如果在__天内不答复，应视为卖方同意买方提出的一切索赔。
（19）索赔解决方法：
如货物不符合本合同规定应由卖方负责者。同时买方按照本合同第17条和第18条的规定在索赔期限或质量保证期限内提出索赔，卖方在取得买方同意后，应按下列方式理赔。
甲、同意买方退货，并将退货金额以成交原币偿还买方，并负担因退货而发生的一切直接损失和费用，包括利息，银行费用，运费，保险费，商检费，仓租，码头装卸费以及为保管退货而发生的一切其他必要费用。
乙、按照货物的疵劣程度，损坏的范围和买方所遭受的损失，将货物贬值。
丙、调换有瑕疵的货物，换货必须全新并符合本合同规定的规格、质量和性能。卖方并负担因此而发生的一切费用和买方遭受的一切直接损失。对换货的质量，卖方仍应按本合同第17款的决定，保证__个月。
（20）人力不可抗拒事故：
由于人力不可抗拒事故，而卖方交货迟延或不能交货时，责任不在卖方。但卖方应立即将事故通知买方，并于事故发生后__天内将事故发生地政府主管机关出具的事故证明书用空邮寄交买方为证，并取得买方认可，在上述情况下，卖方仍负有采取一切必要措施从速交货的责任。如果事故持续超过__个星期，买方有权撤销本合同。
（21）迟交和罚款：
如延迟交货除人力不可抗拒事故者外，卖方应付给买方每一星期按迟交货物总值的___%的迟交罚款，不足一星期的迟交日数作为一星期计算，此项罚款总额不超过全部迟交货物总值的__%，在议付货款时由银行代为扣除，或由买方在付款时进行扣除。
如迟延交货超过原定期限___个星期时，买方有权终止本合同。但卖方仍应向买方缴付以下规定之罚款，不得推诿或迟延。
（22）仲裁：
凡有关本合同或执行本合同而发生的一切争执，应通过友好协商解决。如不能解决，则就提交__________仲裁委员会按照该会的仲裁规则在______进行仲裁。该仲裁委员会做出裁决是最终的，买卖双方均应受其约束，任何一方不得向法院或其他机关申请变更。仲裁费用由败诉一方承担。
（23）附注：
本合同一式两份，买卖双方各执一份为证。
出卖人：_____________
买受人：_____________
建筑合同(中英版)2017中英合同（4） | 返回目录建筑合同 architectureconfirmation甲方：partya：
乙方：partyb：
合同编号：contractno
日期：date：
签约地点：signedat：
特约定：
甲方基于下文所列各种因素，特与乙方达成了协议并一致同意：由甲方在订约日期之翌日起_____天之内为乙方建造并完成_____（涉约建筑）。涉约建筑之规模及所需的钢筋、水泥、砖块、石子和其它建筑材料之数量，均在作为合同附件的设计图和施工细则中予以说明。witnessesthatthepartyaforconsiderationshereinafternamed,contractsandagreeswiththepartybthatpartyawill,within_____days,nextfollowingthedatehereof,buildandfinishalibararybuildingforpartyb.(thebuildinghereinafterisreferredtoasthesaidbuilding.)thesaidbuildingisofthefollowingdimensions,withreinforcedconcrete,brick,stonesandothermaterials,asaredescribedinplansandspecificationsgeretoannexed.基于上述情况，乙方及其法定代表郑重承诺向甲方支付人民币_____元整。支付方法商定如下：inconsiderationoftheforegoing,partybshall,foritselfanditslegalrepresentatives,promisetopaypartyathesumofonemillionrmbyuaninmannerasfollows,towit：在上述工程开工之日，支付人民币_____元整
在_____年_____月_____日，支付人民币_____元整
在_____年_____月_____日，支付人民币_____元整
在_____年_____月_____日，支付人民币_____元整
在_____年_____月_____日，支付人民币_____元整
余额人民币___ _元整于工程完成之日付清。rmb_____atthebeginningofthesaidwork.
rmb_____on_____/_____/_____(forexample:3/21/XX)
rmb_____on_____/_____/_____
rmb_____on_____/_____/_____
rmb_____on_____/_____/_____andtheremainingsumwillbepaiduponthecompletionofthework.订约双方并同意由甲方或其法定代表在领取各项付款时，为证明有权领用上述各次付款（第一次付款除外，因其另有保证），必须由建筑师作出评定，证明已经收到的付款之价值已经消耗在劳务及材料费用之中。itisfurtheragreedthatinordertobeentitledtothesaidpayments(thefirstoneexcepted,whichisotherwisesecured),partyaoritslegalrepresentativesshall,accordingtothearchitect'sappraisement,haveexpended,inlaborandmaterial,thevalueofthepaymentsalreadyreceivedbypartya,onthebuilding,atthetimeofpayment.上述协议如未能忠实执行，则违约一方同意其应享有权利自动丧失，且在违约之日后一个月之内，向对方或其法定代表赔偿人民币_____元整，作为商定之损失赔偿费。forfailuretoaccomplishthefaithfulperformanceoftheagreementaforesaid,thepartysofailingagreestoforfeitandpaytotheother_____rmbyuanasfixedandsettleddamages,withinonemonthformthetimesofailing.为示信守，各方谨于上文起首载明之日期签名、盖章。
本合同当下列人员之面交付。
inwitnesswhereofwehavehereuntosetourhandsandsealsthedayand earfirstabovewritten.
signed,sealedanddelivered
inthepresenceof甲方：partya：
乙方：partyb：